
Calculators
Pre-Qualification
In order to provide you with a better understanding of loan options, please feel free to utilize any of these helpful calculators.
- Fixed Rate Loan Payment Calculator
- This calculator computes the payments and interest for a fixed rate loan, using monthly interest compounding and monthly payments.
- Home Affordability Calculator
- This calculator computes the most expensive home you can purchase based on the highest payment you can afford, but does not indicate whether you will qualify for the loan.
- Mortgage Qualification Calculator
- Most lenders base their home loan qualification on both your total monthly gross income and your monthly fixed debt expenses.
- Loan Comparison Calculator
- This calculator will help you compare the total costs of two or three loans. This analysis includes the effect of a tax deduction. If the interest is not deductible, or if you do not want to show the effect of the tax deduction, choose an income tax of zero.
- Mortgage Tax Savings Calculator
- Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
- Extra Payment Calculator
- This calculator computes the monetary advantage to paying extra principal with your payments.
- Rent Vs. Purchase Calculator
- This calculator compares the cost of renting vs. the real cost of buying a home.
- Advanced Loan Calculator
- This calculator computes any one of the following; given the others: the loan amount, number of payments, payment amount, or interest rate.
- Balloon Payment Calculator
- This calculator computes the payment amount necessary to satisfy a simple loan with an optional balloon payment, using a monthly interest compounding and monthly payments.
Refinance and Debt Consolidation
In order to provide you with options to refinance your existing loan and/or do a debt consolidation, please feel free to utilize any of these helpful calculators.
- Refinance Calculator
- This calculator will tell you if the amount you will save will exceed the cost of refinancing itself. Refinancing costs could include points, fees, and other charges.
- Personal Debt Consolidator
- Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
- Accelerated Debt Payoff
- Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Wealth Building
In order to provide you with options for investing, please feel free to utilize any of these helpful calculators.
- Consolidation Loan Investment Calculator
- Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
- Investment Property Calculator
- An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.





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